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Humana Health and Wellness
Printable Health Insurance Page From Humana
Dental Federal Advantage plan is a network-based dental insurance plan

Product Information

The Humana Dental Federal Advantage plan is a network-based dental plan endorsed by the federal government and offered by Humana. We invite you to take a few minutes to learn more about our company and how the Federal Advantage Plan can benefit you. We look forward to providing you with service that exceeds your expectations for years to come. Take a look at what the Federal Advantage Plan offers.

Key Plan Benefits

The Federal Advantage plan is a network-based dental plan that emphasizes prevention and cost control. Members select any participating Advantage network dentist or specialist. Care received from an out-of-network dentist (except emergency care) is not a covered benefit.

More reasons to choose Humana:

  • Coverage for adult orthodontic with no waiting period
  • Coverage for implants
  • No annual deductible
  • $15,000 annual maximum
Enroll for Benefits   Benefeds logo

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What's Covered

Hundreds of dental procedures

The Federal Advantage Plan covers just about every type of tooth and gum procedure - from diagnostic and preventive services to restorative, periodontal and oral surgery. Even braces for adults and children!

No referrals, no hassles

You can go to any Federal Advantage network dentist or specialist at any time. If you ever have a complicated dental need, you can go to a participating network Federal Advantage specialist without a referral or special approval. And, you'll pay the same low copayment as you would to your participating Federal Advantage dentist.

Copayment schedule
(2.48 MB) Download PDF

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Why Dental Insurance?

Dental care costs can grow quickly. With coverage from the Humana Dental Federal Advantage Plan, you save money on dental care. Here is how:

Typical adults costs*

Procedure With the plan Without the plan Total savings
Total** $466 $2,121 $1,655
Two periodic exams $0 $108 $108
Two bitewing X-rays $0 $138 $138
Two routine cleanings $0 $200 $200
One resin - surface filling $36 $180 $144
Porcelain crown $430 $1,495 $1,065

*Costs based on 50th percentile of usual and customary fees, 7/2013 FAIR Health data, for the Washington, D.C. area.

**Total savings does not account for annual premium.

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2014 Premium Costs

Find your rate area and choose monthly or bi-weekly to get premiums specific to your area.

Rate Area 1:

Illinois (all ZIP codes except 600-608), Indiana (ZIP code 470), Kansas, Kentucky, Ohio (all ZIP codes except 430-432, 440-443), Tennessee, Texas

Rate Area 2:

Alabama (all ZIP codes except 356-358), Florida, Georgia, Illinois (ZIP codes 600-608), Indiana (all ZIP codes except 460-462, 470, 472), Missouri, Ohio (ZIP codes 430-432, 440-443), West Virginia (all ZIP codes except 254)

Rate Area 3:

Alabama (ZIP codes 356-358), Arkansas, Arizona (all ZIP codes except 850-853), Indiana (ZIP codes 460-462, 472), Louisiana, Maryland (ZIP codes 206-218), Mississippi, Oklahoma, Utah, Virginia (ZIP codes 201, 203, 220-227, 231-232, 238), Washington D.C., West Virginia (ZIP code 254)

Rate Area 4:

Arizona (ZIP codes 850-853), California (all ZIP codes except 900-908, 910-931, 939-952, 954, 956-958), North Carolina (all ZIP codes except 275-277, 283), South Carolina, Virginia (ZIP codes 228-230, 233-237, 239-246)

Rating Area 5:

California (ZIP codes 900-908, 910-931, 939-952, 954, 956-958), Colorado, North Carolina (ZIP codes 275-277, 283)

  Self Only Self Plus One Self and Family
Rate Area 1 $9.90 $19.82 $29.71
Rate Area 2 $10.48 $20.98 $31.46
Rate Area 3 $11.36 $22.73 $34.09
Rate Area 4 $13.78 $27.59 $41.36
Rate Area 5 $14.75 $29.52 $44.28
  Self Only Self Plus One Self and Family
Rate Area 1 $21.45 $42.94 $64.37
Rate Area 2 $22.71 $45.46 $68.16
Rate Area 3 $24.61 $49.25 $73.86
Rate Area 4 $29.86 $59.78 $89.61
Rate Area 5 $31.96 $63.96 $95.94

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