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Find the plan that’s right for you

Enter your ZIP code below to see benefits and rates available in your area. You can also view links to your Plan Brochure, Summary of Benefits and Coverage (SBC), and Humana’s Plan Summary.

Medical plans at a glance

We offer a variety of Medical benefit plans. We’ve outlined the basic differences below to help you find one that will work best for you and your family.

To see the specific plans available in your area, enter your ZIP code above.

Medical plan highlights

Benefit
Value Plan
(In-Network benefits)
CoverageFirst
(In-Network benefits)
HMO Basic Option
HMO Standard Option
HMO High Option
Puerto Rico (services directed by your PCP)
Deductible Help for Deductible - opens dialog

A deductible is a fixed expense you must incur for certain covered services and supplies before we start paying benefits.

$1,000

for Self only

$2,000

for Self + 1

$2,000

for Self + family

$1,000

for Self only

$2,000

for Self + 1

$2,000

for Self + family

You have a $1,000 benefit allowance to use before the deductible
None
None
None
None
Primary Care Physician (PCP) referral required to a specialist Help for PCP - opens dialog

Your PCP will provide most of your health care, or give you a referral to see a specialist.

No

No

No referral required (except CO, IL and TX)

No referral required (except CO, IL and TX)

No referral required (except CO, IL and TX)

Yes

Office visit copay Help for Office visit - opens dialog

A copay is a fixed amount you pay to a healthcare provider when you receive certain services

$35

for primary care

$60

for specialist

100%

covered for Preventive

$25

for primary care

$50

for specialist

100%

covered for Preventive

$30

for primary care

$55

for specialist

100%

covered for Preventive

$25

for primary care

$50

for specialist

100%

covered for Preventive

$20

for primary care

$40

for specialist

100%

covered for Preventive

$5

 

$5

 

100%

 

Rx coverage Help for Rx coverage - opens dialog

This is what you must pay to fill a prescription at a participating pharmacy

Prescription drug retail copay:

$10

Level 1

$40

Level 2

$60

Level 3

25%

Level 4

Prescription drug retail copay:

$10

Level 1

$40

Level 2

$60

Level 3

25%

Level 4

Prescription drug retail copay:

$10

Level 1

$40

Level 2

$60

Level 3

25%

Level 4

Prescription drug retail copay:

$10

Level 1

$40

Level 2

$60

Level 3

25%

Level 4

Prescription drug retail copay:

$10

Level 1

$40

Level 2

$60

Level 3

25%

Level 4

Prescription drug retail copay:

$5

Level 1

$15

Level 2

$20

Level 3

25%

Level 4

Find the plan that’s right for you

Enter your ZIP code below to see benefits and rates available in your area. You can also view links to your Plan Brochure, Summary of Benefits and Coverage (SBC), and Humana’s Plan Summary.

Start saving today

The Federal Flexible Spending Account Program (FSAFEDS) can help save you money on eligible health care expenses.

You can set up your FSA account the way that works best for you.

Get information online

Learn more at: www.FSAFEDS.com

Call us for assistance

1-877-372-3337 (TTY: 866-353-8058)

Monday – Friday, 9 a.m. – 9 p.m., EST